/* GuaranteeCheck — shared site design system
   Static CSS, no build step. Loaded by every page in /public.
   Palette/type approved 2026-09-23 (Logo B, "Check Disc"). Deliberately distinct from
   FilePreserve's warm paper/amber and PrintCrate's violet/lime -- teal + gold on a cool paper
   ground, Manrope display + Public Sans body. */

:root {
  /* Color */
  --ink: #10262b;
  --ink-soft: #4c6b6f;
  --ink-faint: #7c9599;
  --paper: #f3faf8;
  --paper-raised: #ffffff;
  --paper-sunken: #e9f3f0;
  --rule: #d3e6e1;
  --rule-soft: #e3f0ec;

  --teal: #0f7a6c;
  --teal-deep: #0a5a4f;
  --teal-soft: #e0f3ee;
  --gold: #f5b700;
  --gold-ink: #8a5a00;
  --gold-soft: #fdf0cc;
  --coral: #e8604f;
  --coral-soft: #fbe4df;

  /* Fixed, NEVER flips in dark mode -- --gold itself stays a bright yellow in both themes
     (it doesn't invert to something dark the way --ink does), so text on top of a solid
     --gold background needs a color that stays dark regardless of theme. Set to the exact
     same value in the light root and both dark-mode blocks below. */
  --on-gold: #1a1300;

  /* Design-system aliases -- accent = gold (CTA-only), stamp = teal (structure/links/eyebrows) */
  --accent: var(--gold);
  --accent-ink: var(--gold-ink);
  --accent-soft: var(--gold-soft);
  --accent2: var(--teal-deep);
  --accent-grad: linear-gradient(135deg, var(--gold) 0%, var(--teal-deep) 100%);
  --stamp: var(--teal);
  --stamp-soft: var(--teal-soft);

  /* Decorative glows / textures (theme-aware) */
  --glow-a: rgba(245, 183, 0, 0.16);
  --glow-b: rgba(15, 122, 108, 0.16);
  --grid-dot: rgba(16, 38, 43, 0.07);

  /* Elevation */
  --shadow-sm: 0 1px 2px rgba(16, 38, 43, 0.06);
  --shadow-md: 0 1px 2px rgba(16, 38, 43, 0.05), 0 14px 28px -16px rgba(16, 38, 43, 0.24);
  --shadow-lg: 0 4px 10px rgba(16, 38, 43, 0.07), 0 28px 52px -20px rgba(16, 38, 43, 0.34);
  --shadow-hover: 0 10px 18px rgba(16, 38, 43, 0.1), 0 34px 60px -18px rgba(16, 38, 43, 0.42);

  /* Radius */
  --r-sm: 6px;
  --r-md: 10px;
  --r-lg: 16px;
  --r-xl: 22px;
  --r-pill: 999px;

  /* Type scale */
  --fs-000: 0.75rem;
  --fs-00: 0.8125rem;
  --fs-0: 0.9375rem;
  --fs-1: 1rem;
  --fs-2: 1.125rem;
  --fs-3: 1.375rem;
  --fs-4: clamp(1.55rem, 2.6vw, 1.85rem);
  --fs-5: clamp(2rem, 3.6vw, 2.75rem);
  --fs-6: clamp(2.5rem, 5vw, 3.7rem);
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --ink: #eaf3f1;
    --ink-soft: #a3bdb9;
    --ink-faint: #7f9895;
    --paper: #0c1817;
    --paper-raised: #12211f;
    --paper-sunken: #091413;
    --rule: #223836;
    --rule-soft: #1a2d2b;
    --teal: #3cbfa8;
    --teal-deep: #8fd8c8;
    --teal-soft: #16302c;
    --gold: #ffcb3d;
    --gold-ink: #ffe08a;
    --gold-soft: #3a2c0c;
    --coral: #ff8a76;
    --coral-soft: #3a1e18;
    --on-gold: #1a1300;
    --accent: var(--gold);
    --accent-ink: var(--gold-ink);
    --accent-soft: var(--gold-soft);
    --accent2: var(--teal-deep);
    --stamp: var(--teal);
    --stamp-soft: var(--teal-soft);
    --glow-a: rgba(255, 203, 61, 0.16);
    --glow-b: rgba(60, 191, 168, 0.16);
    --grid-dot: rgba(234, 243, 241, 0.06);
    --shadow-md: 0 1px 2px rgba(0, 0, 0, 0.3), 0 14px 32px -16px rgba(0, 0, 0, 0.55);
    --shadow-lg: 0 4px 12px rgba(0, 0, 0, 0.35), 0 28px 56px -20px rgba(0, 0, 0, 0.6);
    --shadow-hover: 0 10px 20px rgba(0, 0, 0, 0.4), 0 34px 64px -18px rgba(0, 0, 0, 0.65);
  }
}
:root[data-theme="dark"] {
  --ink: #eaf3f1;
  --ink-soft: #a3bdb9;
  --ink-faint: #7f9895;
  --paper: #0c1817;
  --paper-raised: #12211f;
  --paper-sunken: #091413;
  --rule: #223836;
  --rule-soft: #1a2d2b;
  --teal: #3cbfa8;
  --teal-deep: #8fd8c8;
  --teal-soft: #16302c;
  --gold: #ffcb3d;
  --gold-ink: #ffe08a;
  --gold-soft: #3a2c0c;
  --coral: #ff8a76;
  --coral-soft: #3a1e18;
  --on-gold: #1a1300;
  --accent: var(--gold);
  --accent-ink: var(--gold-ink);
  --accent-soft: var(--gold-soft);
  --accent2: var(--teal-deep);
  --stamp: var(--teal);
  --stamp-soft: var(--teal-soft);
  --glow-a: rgba(255, 203, 61, 0.16);
  --glow-b: rgba(60, 191, 168, 0.16);
  --grid-dot: rgba(234, 243, 241, 0.06);
  --shadow-md: 0 1px 2px rgba(0, 0, 0, 0.3), 0 14px 32px -16px rgba(0, 0, 0, 0.55);
  --shadow-lg: 0 4px 12px rgba(0, 0, 0, 0.35), 0 28px 56px -20px rgba(0, 0, 0, 0.6);
  --shadow-hover: 0 10px 20px rgba(0, 0, 0, 0.4), 0 34px 64px -18px rgba(0, 0, 0, 0.65);
}

/* Reset & base */
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: "Public Sans", Arial, sans-serif;
  font-size: var(--fs-1);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3 {
  font-family: "Manrope", Arial, sans-serif;
  font-weight: 800;
  text-wrap: balance;
  margin: 0;
  letter-spacing: -0.015em;
}
a { color: inherit; }
img { max-width: 100%; }
.wrap { max-width: 1120px; margin: 0 auto; padding-inline: 24px; }
.wrap-doc { max-width: 880px; margin: 0 auto; padding-inline: 24px; }
.wrap-legal { max-width: 760px; margin: 0 auto; padding-inline: 24px; }

/* ---------- Header / Nav ---------- */
.site-header {
  padding-block: 18px;
  border-bottom: 1px solid var(--rule);
  position: relative;
  z-index: 20;
  background: var(--paper);
}
.brand-row {
  max-width: 1120px; margin: 0 auto; padding-inline: 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap;
}
.brand {
  display: flex; align-items: center; gap: 10px;
  font-family: "Manrope", Arial, sans-serif;
  font-weight: 800;
  font-size: 1.2rem;
  letter-spacing: -0.015em;
  text-decoration: none;
  color: var(--ink);
}
.brand-icon { display: block; flex-shrink: 0; }

.nav { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; }
.nav-primary { display: flex; align-items: center; gap: 24px; }
.nav-primary a {
  text-decoration: none; color: var(--ink); font-size: 0.92rem; font-weight: 600;
  padding-block: 4px; border-bottom: 1.5px solid transparent;
}
.nav-primary a:hover { border-bottom-color: var(--teal); color: var(--teal); }
.nav-divider { width: 1px; height: 16px; background: var(--rule); }
.nav-cta {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 10px 20px; border-radius: var(--r-pill);
  background: var(--gold); color: var(--on-gold);
  font-size: 0.86rem; font-weight: 700; text-decoration: none; white-space: nowrap;
  transition: transform 0.15s ease, box-shadow 0.15s ease, filter 0.15s ease;
  box-shadow: var(--shadow-sm);
}
.nav-cta:hover { transform: translateY(-1px); box-shadow: var(--shadow-md); filter: brightness(1.04); }

/* ---------- Nav groups (Servicers dropdown) ---------- */
.nav-group { position: relative; }
.nav-group > button.nav-trigger {
  font: inherit; background: none; border: none; cursor: pointer;
  display: inline-flex; align-items: center; gap: 5px;
  color: var(--ink); font-size: 0.92rem; font-weight: 600;
  padding-block: 4px; border-bottom: 1.5px solid transparent;
}
.nav-group > button.nav-trigger:hover,
.nav-group.open > button.nav-trigger { border-bottom-color: var(--teal); color: var(--teal); }
.nav-group .chev { width: 9px; height: 9px; transition: transform 0.15s ease; }
.nav-group.open .chev { transform: rotate(180deg); }
.nav-dropdown {
  position: absolute; top: calc(100% + 14px); left: 50%; transform: translateX(-50%) translateY(-6px);
  min-width: 220px;
  background: var(--paper-raised);
  border: 1px solid var(--rule);
  border-radius: var(--r-md);
  box-shadow: var(--shadow-hover);
  padding: 10px;
  opacity: 0; visibility: hidden;
  transition: opacity 0.15s ease, transform 0.15s ease, visibility 0.15s;
  z-index: 30;
}
.nav-group.open .nav-dropdown { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.nav-dropdown a {
  display: block; padding: 9px 12px; border-radius: var(--r-sm);
  color: var(--ink); text-decoration: none; font-size: 0.88rem; font-weight: 600;
  border-bottom: none;
}
.nav-dropdown a:hover { background: var(--teal-soft); color: var(--teal); }

.nav-mobile-toggle {
  display: none; background: none; border: 1px solid var(--rule); border-radius: var(--r-sm);
  width: 38px; height: 34px; cursor: pointer; align-items: center; justify-content: center; gap: 3px;
  flex-direction: column;
}
.nav-mobile-toggle span { display: block; width: 18px; height: 1.6px; background: var(--ink); }
.mobile-menu { display: none; }

@media (max-width: 860px) {
  .nav-primary, .nav-cta.desktop-only, .nav-divider.desktop-only { display: none; }
  .nav-mobile-toggle { display: inline-flex; }
  .nav { position: relative; }
  .mobile-menu {
    position: absolute; top: calc(100% + 12px); right: 0; left: 0;
    background: var(--paper-raised); border: 1px solid var(--rule); border-radius: var(--r-lg);
    box-shadow: var(--shadow-hover); padding: 14px; z-index: 40;
  }
  .mobile-menu.open { display: block; }
  .mobile-menu a { display: block; padding: 9px 0; color: var(--ink); text-decoration: none; font-size: 0.95rem; font-weight: 600; }
  .mobile-menu h5 {
    font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--ink-faint);
    margin: 10px 0 4px; font-weight: 700;
  }
  .mobile-menu .mcta { margin-top: 12px; }
}

/* ---------- Eyebrow / shared text bits ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: var(--fs-00);
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--stamp);
  font-weight: 700;
  margin-bottom: 14px;
}
.eyebrow::before {
  content: ""; width: 14px; height: 2px; background: var(--stamp); border-radius: 2px;
}
.lede { font-size: var(--fs-2); color: var(--ink-soft); line-height: 1.65; }

.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 24px;
  border-radius: var(--r-sm);
  font-weight: 700;
  font-size: 0.98rem;
  text-decoration: none;
  border: 1px solid transparent;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease, filter 0.15s ease;
}
.btn-primary { background: var(--gold); color: var(--on-gold); box-shadow: var(--shadow-sm); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); filter: brightness(1.03); }
.btn-secondary { border-color: var(--teal); color: var(--teal); }
.btn-secondary:hover { background: var(--teal-soft); }
.cta-row { display: flex; gap: 14px; margin-top: 30px; flex-wrap: wrap; }

/* ---------- Hero (home) ---------- */
.hero-shell { position: relative; overflow: hidden; }
.hero-shell::before {
  content: "";
  position: absolute;
  inset: -160px -10% auto -10%;
  height: 620px;
  background:
    radial-gradient(560px 320px at 12% 15%, var(--glow-a), transparent 70%),
    radial-gradient(520px 300px at 88% 0%, var(--glow-b), transparent 70%),
    radial-gradient(var(--grid-dot) 1px, transparent 1px);
  background-size: auto, auto, 26px 26px;
  pointer-events: none;
  z-index: 0;
}
.hero {
  position: relative; z-index: 1;
  padding-block: 76px 60px;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}
@media (max-width: 780px) {
  .hero { grid-template-columns: 1fr; padding-block: 48px 36px; }
}
.hero h1 { font-size: var(--fs-6); line-height: 1.08; }
.hero .lede { max-width: 50ch; margin-top: 20px; }
.hero-note { margin-top: 18px; font-size: 0.88rem; color: var(--ink-soft); max-width: 46ch; }
.hero-note strong { color: var(--ink); }

.panel-stack { position: relative; }
.panel-stack::before {
  content: "";
  position: absolute;
  inset: 20px -16px auto 20px;
  height: calc(100% - 4px);
  background: var(--teal-soft);
  border: 1px solid var(--rule);
  border-radius: var(--r-lg);
  transform: rotate(-3deg);
  z-index: 0;
}
.panel {
  position: relative; z-index: 1;
  background: var(--paper-raised);
  border: 1px solid var(--rule);
  border-radius: var(--r-lg);
  padding: 24px;
  box-shadow: var(--shadow-lg);
}
.panel .panel-title { font-size: var(--fs-00); text-transform: uppercase; letter-spacing: 0.07em; color: var(--ink-soft); font-weight: 700; margin-bottom: 16px; }
.diag-row {
  display: flex; align-items: center; justify-content: space-between; gap: 10px;
  border-bottom: 1px solid var(--rule-soft);
  padding: 12px 2px;
  font-size: 0.88rem;
  color: var(--ink-soft);
}
.diag-row:last-of-type { border-bottom: none; }
.diag-row strong { color: var(--ink); font-weight: 700; }
.diag-row .val { font-family: "Manrope", Arial, sans-serif; font-weight: 800; color: var(--ink); }
.diag-owed { background: var(--coral-soft); border-radius: var(--r-sm); padding: 12px 14px; margin-top: 6px; }
.diag-owed .val { color: var(--coral); font-size: 1.3rem; }
.panel-foot { margin-top: 14px; font-size: 0.78rem; color: var(--ink-faint); border-top: 1px solid var(--rule); padding-top: 14px; }

/* ---------- Page header (subpages) ---------- */
.page-header-shell { position: relative; overflow: hidden; border-bottom: 1px solid var(--rule); }
.page-header-shell::before {
  content: "";
  position: absolute;
  inset: -140px -10% auto -10%;
  height: 420px;
  background:
    radial-gradient(480px 260px at 8% 10%, var(--glow-a), transparent 72%),
    radial-gradient(420px 240px at 92% 0%, var(--glow-b), transparent 72%);
  pointer-events: none;
  z-index: 0;
}
.page-header { position: relative; z-index: 1; padding-block: 56px 44px; }
.page-header h1 { font-size: var(--fs-5); line-height: 1.14; max-width: 30ch; }
.page-header .lede { max-width: 60ch; margin-top: 18px; }
.page-header.tight { padding-block: 48px 8px; }

/* ---------- Sections ---------- */
section { padding-block: 60px; border-top: 1px solid var(--rule); position: relative; }
.section-head { max-width: 62ch; margin-bottom: 40px; }
.section-head h2 { font-size: var(--fs-4); }
.section-head p { color: var(--ink-soft); margin-top: 14px; font-size: var(--fs-1); }

.servicer-strip { display: flex; flex-wrap: wrap; align-items: center; gap: 14px; }
.servicer-badge {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 10px 18px; border-radius: var(--r-pill);
  background: var(--paper-raised); border: 1px solid var(--rule);
  font-weight: 700; font-size: 0.92rem; color: var(--ink); text-decoration: none;
  transition: border-color 0.15s ease, transform 0.15s ease;
}
.servicer-badge:hover { border-color: var(--teal); color: var(--teal); transform: translateY(-2px); }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
@media (max-width: 980px) { .steps { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .steps { grid-template-columns: 1fr; } }
.step {
  padding: 26px 22px;
  background: var(--paper-raised);
  border: 1px solid var(--rule-soft);
  border-radius: var(--r-md);
  box-shadow: var(--shadow-sm);
}
.step .num {
  font-family: "Manrope", Arial, sans-serif;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--teal);
  margin-bottom: 10px;
}
.step h3 { font-size: 1.05rem; margin-bottom: 8px; }
.step p { color: var(--ink-soft); font-size: var(--fs-0); margin: 0; }

/* ---------- Pricing (side-by-side cards, homepage teaser) ---------- */
.price-teaser-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
@media (max-width: 780px) { .price-teaser-grid { grid-template-columns: 1fr; } }
.price-teaser-card {
  background: var(--paper-raised);
  border: 1px solid var(--rule);
  border-radius: var(--r-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  position: relative;
}
.price-teaser-card.rec {
  border-color: var(--teal);
  box-shadow: var(--shadow-md);
  background: linear-gradient(165deg, var(--teal-soft) 0%, var(--paper-raised) 55%);
}
.price-teaser-card .rec-tag {
  position: absolute; top: -12px; right: 22px;
  background: var(--teal); color: #fff; font-size: 0.68rem; font-weight: 800;
  text-transform: uppercase; letter-spacing: 0.06em; padding: 5px 12px; border-radius: var(--r-pill);
}
.price-teaser-card .tier { font-size: var(--fs-00); text-transform: uppercase; letter-spacing: 0.07em; color: var(--ink-soft); font-weight: 700; margin-bottom: 10px; }
.price-teaser-card .amount { font-family: "Manrope", Arial, sans-serif; font-size: 2rem; font-weight: 800; margin-bottom: 6px; }
.price-teaser-card .amount span { font-size: 0.95rem; font-weight: 500; color: var(--ink-soft); }
.price-teaser-card p.desc { color: var(--ink-soft); font-size: 0.92rem; margin: 0 0 16px; }
.price-teaser-card ul { list-style: none; padding: 0; margin: 0; color: var(--ink-soft); font-size: 0.9rem; }
.price-teaser-card li { padding: 8px 0; border-top: 1px solid var(--rule); }
.price-teaser-card li:first-child { border-top: none; }
.price-teaser-card li strong { color: var(--ink); }

/* ---------- Trust / stats section ---------- */
.trust-grid { display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 22px; align-items: stretch; }
@media (max-width: 860px) { .trust-grid { grid-template-columns: 1fr; } }
.trust-copy {
  background: var(--paper-raised); border: 1px solid var(--rule-soft); border-radius: var(--r-lg);
  padding: 26px; box-shadow: var(--shadow-sm);
}
.stat-card {
  background: var(--paper-raised); border: 1px solid var(--rule); border-radius: var(--r-lg);
  padding: 24px; box-shadow: var(--shadow-sm); display: flex; flex-direction: column; justify-content: center;
}
.stat-card .num { font-family: "Manrope", Arial, sans-serif; font-size: 2rem; font-weight: 800; color: var(--teal); margin-bottom: 8px; }
.stat-card .label { color: var(--ink-soft); font-size: 0.88rem; }
.stat-card .src { color: var(--ink-faint); font-size: 0.74rem; margin-top: 8px; }

/* Coral callout -- reserved ONLY for genuine "you may be owed money" content */
.coral-callout {
  background: var(--coral-soft);
  border: 1px solid rgba(232, 96, 79, 0.3);
  border-left: 3px solid var(--coral);
  border-radius: var(--r-md);
  padding: 20px 24px;
  font-size: 0.95rem;
  color: var(--ink);
}
.coral-callout strong { color: var(--coral); }

/* FAQ teaser (home) */
.faq-teaser-grid { display: grid; grid-template-columns: 1fr; gap: 0; max-width: 74ch; }
.faq-teaser-item { border-top: 1px solid var(--rule); padding-block: 20px; }
.faq-teaser-item:last-child { border-bottom: 1px solid var(--rule); }
.faq-teaser-item h3 { font-size: 1rem; margin-bottom: 6px; }
.faq-teaser-item p { color: var(--ink-soft); font-size: 0.9rem; margin: 0; }

/* Final CTA */
.final-cta {
  position: relative;
  overflow: hidden;
  background: #0d211f;
  color: #f2f8f6;
  border-radius: var(--r-xl);
  padding: 52px 40px;
  text-align: center;
  box-shadow: var(--shadow-lg);
}
.final-cta::before {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(480px 260px at 20% 0%, rgba(245,183,0,0.2), transparent 70%),
              radial-gradient(420px 240px at 90% 100%, rgba(15,122,108,0.28), transparent 70%);
  pointer-events: none;
}
.final-cta h2 { position: relative; color: #f2f8f6; font-size: var(--fs-4); }
.final-cta p { position: relative; color: #f2f8f6; opacity: 0.82; max-width: 52ch; margin: 16px auto 0; }
.final-cta .cta-row { position: relative; justify-content: center; }
.final-cta .btn-primary { background: var(--gold); color: var(--on-gold); }
.final-cta .btn-secondary { border-color: rgba(242,248,246,0.4); color: #f2f8f6; }

/* ---------- Pricing page: real comparison table ---------- */
.pricing-hero-copy { max-width: 68ch; margin: 0 auto 40px; text-align: center; }
.table-breakout { padding-inline: 24px; box-sizing: border-box; }
@media (min-width: 928px) {
  .table-breakout {
    width: calc(100% + 328px); margin-left: -164px; margin-right: -164px;
  }
}
.table-inner { margin: 0 auto; max-width: 900px; }
.table-scroll { overflow-x: auto; margin: 0; border: 1px solid var(--rule-soft); border-radius: var(--r-md); box-shadow: var(--shadow-sm); }
.price-table { border-collapse: collapse; width: 100%; min-width: 640px; font-size: 0.9rem; background: var(--paper-raised); }
.price-table thead th {
  text-align: left; background: var(--paper-sunken); color: var(--ink-soft);
  font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.05em; font-weight: 700;
  padding: 16px 18px; border-bottom: 1px solid var(--rule-soft);
}
.price-table thead th:first-child { width: 34%; }
.price-table thead th.rec-col { color: var(--teal); }
.price-table tbody td { padding: 14px 18px; border-bottom: 1px solid var(--rule-soft); vertical-align: top; color: var(--ink-soft); }
.price-table tbody tr:last-child td { border-bottom: none; }
.price-table tbody td.rec-col { background: var(--teal-soft); }
.price-table td strong, .price-table th strong { color: var(--ink); }
.price-table .row-label { font-weight: 700; color: var(--ink); }
.price-table .yes { color: var(--teal); font-weight: 700; }
.price-table .plan-amount { font-family: "Manrope", Arial, sans-serif; font-weight: 800; font-size: 1.25rem; color: var(--ink); }
.price-table .plan-amount span { font-family: "Public Sans", Arial, sans-serif; font-weight: 500; font-size: 0.82rem; color: var(--ink-soft); }

.faq-mini { margin-top: 60px; max-width: 68ch; margin-inline: auto; }
.faq-mini h2 { font-size: var(--fs-3); margin-bottom: 22px; text-align: center; }
.faq-mini .faq-item { margin-bottom: 22px; }
.faq-mini .faq-item h3 { font-size: 1rem; font-weight: 700; margin-bottom: 6px; }
.faq-mini .faq-item p { color: var(--ink-soft); margin: 0; font-size: 0.95rem; }

/* ---------- FAQ page ---------- */
.cat { margin-top: 52px; }
.cat h2 { font-size: 1.2rem; color: var(--stamp); margin-bottom: 22px; }
.item {
  border-top: 1px solid var(--rule);
  padding-block: 22px;
}
.item:last-child { border-bottom: 1px solid var(--rule); }
.item h3 { font-size: 1.03rem; margin-bottom: 8px; }
.item p { color: var(--ink-soft); margin: 0; max-width: 68ch; }
.item p + p { margin-top: 10px; }

/* ---------- Servicer pages ---------- */
.servicer-hero-badge {
  display: inline-flex; align-items: center; gap: 10px;
  background: var(--paper-raised); border: 1px solid var(--rule); border-radius: var(--r-pill);
  padding: 8px 18px; font-weight: 700; font-size: 0.9rem; margin-bottom: 18px;
}
.contact-card {
  background: var(--paper-raised); border: 1px solid var(--rule); border-radius: var(--r-lg);
  padding: 26px 28px; box-shadow: var(--shadow-sm); margin-top: 18px;
}
.contact-card h3 { font-size: 1.05rem; margin-bottom: 10px; }
.contact-card p { color: var(--ink-soft); margin: 0; }
.contact-card .contact-line { display: flex; gap: 10px; align-items: baseline; margin-top: 10px; font-size: 0.94rem; }
.contact-card .contact-line strong { color: var(--ink); min-width: 90px; flex-shrink: 0; }

/* ---------- Status / disclosure notes ---------- */
.status-note {
  background: var(--gold-soft);
  border: 1px solid var(--rule-soft);
  border-radius: var(--r-md);
  padding: 22px 26px;
  font-size: 0.95rem;
  color: var(--ink);
}
.status-note strong { color: var(--gold-ink); }

.disclaimer-box {
  border: 1px solid var(--rule);
  border-left: 3px solid var(--stamp);
  border-radius: var(--r-md);
  padding: 22px 26px;
  font-size: 0.93rem;
  color: var(--ink-soft);
  background: var(--paper-raised);
}
.disclaimer-box strong { color: var(--ink); }

/* ---------- Resources hub ---------- */
.resource-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 860px) { .resource-grid { grid-template-columns: 1fr; } }
.resource-card {
  display: block; color: inherit;
  background: var(--paper-raised); border: 1px solid var(--rule-soft); border-radius: var(--r-lg);
  padding: 28px; box-shadow: var(--shadow-sm);
}
.resource-card .rtag {
  display: inline-block; font-size: 0.68rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.06em; color: var(--stamp); background: var(--stamp-soft);
  padding: 4px 11px; border-radius: var(--r-pill); margin-bottom: 14px;
}
.resource-card h3 { font-size: var(--fs-2); margin-bottom: 8px; }
.resource-card p { color: var(--ink-soft); font-size: 0.92rem; margin: 0 0 10px; }
.resource-card .coming-soon { color: var(--ink-faint); font-weight: 700; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.05em; }

/* ---------- Legal pages ---------- */
.legal-main { padding-block: 52px; }
.legal-main h1 { font-size: clamp(1.8rem, 3.6vw, 2.3rem); margin-bottom: 10px; }
.legal-updated { color: var(--ink-soft); font-size: 0.9rem; margin-bottom: 8px; }
.legal-main section { margin-top: 34px; padding-block: 0; border-top: none; }
.legal-main h2 { font-size: 1.1rem; margin-bottom: 10px; }
.legal-main p, .legal-main li { color: var(--ink-soft); }
.legal-main p { margin: 0 0 14px; line-height: 1.6; }
.legal-main p:last-child { margin-bottom: 0; }
.legal-main ul { margin: 0; padding-left: 22px; }
.legal-main li { margin-bottom: 6px; }
.legal-main a { color: var(--teal); }

/* ---------- Footer ---------- */
.site-footer {
  border-top: 1px solid var(--rule);
  background: var(--paper-sunken);
  padding-block: 48px 32px;
}
.footer-grid {
  max-width: 1120px; margin: 0 auto; padding-inline: 24px;
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr;
  gap: 32px;
}
@media (max-width: 720px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; gap: 28px; } }
.footer-brand { display: flex; flex-direction: column; gap: 12px; max-width: 34ch; }
.footer-brand .brand { font-size: 1.1rem; }
.footer-brand p { color: var(--ink-soft); font-size: 0.88rem; margin: 0; line-height: 1.55; }
.footer-col h4 {
  font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.06em; font-weight: 700;
  color: var(--ink-faint); margin: 0 0 14px;
}
.footer-col a {
  display: block; color: var(--ink-soft); text-decoration: none; font-size: 0.9rem; margin-bottom: 10px;
}
.footer-col a:hover { color: var(--teal); }
.footer-bottom {
  max-width: 1120px; margin: 36px auto 0; padding-inline: 24px;
  border-top: 1px solid var(--rule); padding-top: 20px;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px;
  font-size: 0.8rem; color: var(--ink-faint);
}

/* ---------- Full-bleed dark band (footer CTA) ---------- */
.block-dark {
  position: relative;
  background: #0d211f;
  color: #f2f8f6;
  overflow: hidden;
  padding-block: 72px;
}
.block-dark::before {
  content: "";
  position: absolute; inset: 0;
  background:
    radial-gradient(560px 320px at 15% 10%, rgba(245,183,0,0.18), transparent 70%),
    radial-gradient(480px 300px at 90% 90%, rgba(15,122,108,0.3), transparent 70%);
  pointer-events: none;
}
.block-dark .wrap { position: relative; z-index: 1; }
.block-dark h2, .block-dark h3 { color: #f2f8f6; }
.block-dark p { color: rgba(242,248,246,0.82); }

/* ---------- Scroll reveal ---------- */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.in-view { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
}

/* ---------- Numbered example / worked-calc box (how-it-works) ---------- */
.calc-box {
  background: var(--paper-raised); border: 1px solid var(--rule); border-radius: var(--r-lg);
  padding: 26px 28px; box-shadow: var(--shadow-sm); margin-top: 18px;
}
.calc-box .calc-row {
  display: flex; justify-content: space-between; gap: 12px;
  padding: 10px 0; border-top: 1px solid var(--rule-soft); font-size: 0.94rem; color: var(--ink-soft);
}
.calc-box .calc-row:first-child { border-top: none; }
.calc-box .calc-row strong { color: var(--ink); }
.calc-box .calc-row.total { border-top: 1px solid var(--rule); margin-top: 6px; padding-top: 14px; }
.calc-box .calc-row.total .val { font-family: "Manrope", Arial, sans-serif; font-weight: 800; color: var(--coral); font-size: 1.15rem; }